Ford Insure Live

Safe drivers get great discounts with a Ford Insure Live policy

Connected car insurance available for Ford vehicles manufactured since 2021.

Why choose Ford Insure Live?

Discounted insurance

Ford Insure Live is a connected car insurance policy, similar to black box and telematics, it measures your driving style to reward safe driving with discounted insurance.

Ford technology helps deliver a better price

Ford vehicles manufactured since 2021 are equipped with a device that allows driving data to be shared with us. We use this information to provide better, more accurate pricing and to reward good driving.

Making every journey hassle-free

No installation required

Eligible Ford vehicles already have the tech built in. No installation needed.

Discounts for safe drivers

At renewal, you'll get personalised pricing that's based on your driving style.

A full-featured policy

All Ford Insure Live policies include the same features and benefits as our regular cover, so you can drive with confidence.

How it works

Your eligible Ford vehicle can share information about your driving which we assess to give you a driving score. Your score is calculated over time, so you don't need to be a perfect driver to get a good score.

Tips to improve your score:


Accelerating slowly and smoothly shows you're in control of your car.

Braking and deceleration

Give yourself enough time to brake by keeping a safe distance between you and the vehicle in front.

Driving speed

Always be aware of the speed limit and drive safely to the road conditions.

Night-time driving

Tiredness and poor visibility can increase the risk of an accident, therefore driving at night will affect your score.

View the policy book

You will need Adobe Acrobat Reader to view these files. You can download it for free from the Adobe website.

Setting up Ford Insure Live in three easy steps

Once you've purchased your Ford Insure Live policy, all you need to do is:

1) Download the FordPass app

It's available on App Store and Google Play for compatible devices.

2) Connect your vehicle

In the 'My Vehicle' section of the FordPass app, enter your vehicle identification number (VIN).

3) Share driving data

Confirm your consent to share data. You'll get a notification asking for this on the car's dashboard touchscreen.

Get feedback on your driving

We'll send you emails with information on your driving.

Cover designed for Ford customers

Cover designed to suit you and your car, whether it be a petrol, diesel, hybrid or electric. All windscreen repairs and replacements use manufacturer-spec glass, with a guarantee on parts and workmanship for as long as you own the car.

Genuine Ford parts

Other repairs feature genuine Ford parts, each carried out at an authorised Ford Repair Centre.

Ford authorised repairs

Hassle-free experience with the peace of mind your Ford will be repaired by experts at one of our authorised Ford Repair Centres.

Courtesy car

In the event of a claim, if your car is being repaired at an authorised repairer, we will supply a courtesy car — at no extra cost.

Lifetime guarantee

Repairs are carried out by expert technicians using genuine Ford parts. All repairs are guaranteed for as long as you own the vehicle.

24 Hour emergency helplines

We're on hand to support you through the unfortunate event of an accident at any time. All year round peace of mind.

Expert cover with Ford Insure

Ford Insure comprehensive cover is filled with great benefits and features.

Replacement Locks

If your ignition key is lost or stolen we will pay to replace them up to £300

European Cover

Cover up to 90 days while driving your vehicle abroad in Europe

Windscreen Cover

Repairs and replacement of your windscreen, windows and sunroof (excess applies)

New Replacement Car

If your car is less than 12 months old and you are the first registered owner we can replace it with one of the same specification if yours is written off

Personal Injury Cover

Up to £5000 worth of personal injury cover for you and your partner

Child Seat and Pushchair

Replacement child seat and/or pushchair after an accident with no maximum value and up to £50 for children's accessories

Personal Belongings

Up to £150 following an incident to help with the replacement of personal belongings

Courtesy car

In the event of a claim, if your car is being repaired at an authorised repairer, we will supply a courtesy car — at no extra cost.

Battery Cover

For Electric and Hybrid cars, cover for accidental damage, fire and theft

Electric and Hybrid Vehicles

Protects your Electric Vehicle or Hybrid's standard charging cables against accidental damage, fire and theft

Out of charge recovery for Electric vehicles

‘Free recovery if you run out of battery on the road (Hybrid vehicles not covered)

Do you use your car for making deliveries?

Using your car to deliver parcels or takeaway food is becoming more and more popular. But if you're working as a courier or other delivery driver, you're on the road a lot throughout the day - so it's important you have the right cover.

Of our four categories of cover (also known as the class of use), you'll need to choose the option called 'carriage of goods for hire and reward' if you're making deliveries in your car. This covers anyone using their car to deliver third party goods, making it ideal for couriers or delivery drivers.

Bear in mind your employer may already provide this cover so please check this before you buy. And while you and your car are covered, you'll need extra cover for the goods or merchandise you're carrying.

It also excludes the carriage of passengers for hire and reward, meaning you aren't covered to use your car to give lifts to paying passengers through Uber, for example.

Personalise your cover with our policy upgrades

You can learn more about our range of policy upgrades, each of which can easily be added to your policy.

Have a question?
Get your answers here.

Read our Ford Insure Live FAQs